Details for STATE OF ALABAMA COUNTY OF TALLADEGA NOTICE OF MORTGAGE FORECLOSURE SALE

STATE OF ALABAMA COUNTY OF TALLADEGA NOTICE OF MORTGAGE FORECLOSURE SALE Default having been made in the payment of the indebtedness secured by that certain mortgage executed by DOUGLAS GARRETT and SHEILA C. GARRETT, husband and wife, on the 19th day of November 2007, to VANDERBILT MORTGAGE AND FINANCE, INC., as recorded in Mortgage Book 1257, Page 725, in the office of the Probate Judge of Talladega County, Alabama; VANDERBILT MORTGAGE AND FINANCE, INC., as Mortgagee, by reason of such default having declared all of the indebtedness secured by said mortgage due and payable and such default continuing, notice is hereby given, that acting under the power of sale contained in said mortgage, VANDERBILT MORTGAGE AND FINANCE, INC., as Mortgagee, will sell at public outcry, for cash to the highest bidder, in front of the Courthouse door, in the City of Talladega, Talladega County, Alabama, during the legal hours of sale on May 14, 2019, the following described real property situated in Talladega County, Alabama, to-wit: Commence at a corner in place accepted as the Southeast corner of the Southwest Quarter of the Southeast Quarter of Section 2, Township 19 South, Range 4 East, Talladega County, Alabama; thence proceed North 88 degrees 08 minutes 57 seconds West along the South boundary of said quarter-quarter section for a distance of 528.94 feet to a point on the Northwesterly boundary of the Southern Railroad and the Point of Beginning. From this beginning point proceed North 35 degrees 02 minutes 57 seconds East along the Northwesterly boundary of said railroad for a distance of 218.96 feet; thence proceed North 43 degrees 23 minutes 52 seconds West for a distance of 58.01 feet; thence proceed North 88 degrees 08 minutes 57 seconds West for a distance of 239.45 feet; thence proceed South 02 degrees 45 minutes 06 seconds West for a distance of 224.09 feet to a corner in place; thence proceed North 88 degrees 08 minutes 57 seconds West for a distance of 416.27 feet; thence proceed South 47 degrees 36 minutes 48 seconds East for a distance of 449.02 feet to a point on the Northerly boundary of an existing dirt road; thence proceed North 46 degrees 02 minutes 10 seconds East along the Northerly boundary of said dirt road for a distance of 116.0 feet to its point of intersection with the Northwesterly boundary of said railroad; thence proceed North 27 degrees 34 minutes 35 seconds East along the Northwesterly boundary of said railroad for a distance of 231.60 feet; thence proceed South 88 degrees 08 minutes 57 seconds East along the South boundary of said quarter-quarter section for a distance of 57.91 feet to the Point of Beginning. The above described land is located in the Southwest Quarter of the Southeast Quarter of Section 2, Township 19 South, Range 4 East, Talladega County, Alabama, and the Northwest Quarter of the Northeast Quarter of Section 11, Township 19 South, Range 4 East, Talladega County, Alabama, and contains 3.0 acres according to the survey prepared by Ray, Peoples and White dated March 7, 1994. LESS AND EXCEPT: Commence at a corner in place accepted as the Southeast corner of the Southwest Quarter of the Southeast Quarter of Section 2, Township 19 South, Range 4 East, Talladega County, Alabama; thence proceed North 88 degrees 08 minutes 57 seconds West along the South boundary of said quarter-quarter section for a distance of 528.94 feet to a point on the Northwesterly boundary of the Southern Railroad and the Point of Beginning. From this beginning point proceed North 35 degrees 02 minutes 57 seconds East along the said right-of-way for 53.15 feet to a point; thence North 88 degrees 08 minutes 57 seconds West for 192.68 feet to a point; thence South 02 degrees 45 minutes 06 seconds West for 44.60 feet to a point; thence North 88 degrees 08 minutes 57 seconds West for 416.27 feet to a point; thence South 71 degrees 00 minutes 10 seconds East for 476.27 feet to a point on the North right-of-way of the Southern Railroad; thence North 27 degrees 34 minutes 35 seconds East along said right-of-way for 155.60 feet to a point; thence South 88 degrees 08 minutes 57 seconds East for 57.91 feet back to the Point of Beginning. Containing 1.0 acre, more or less. Being in and a part of the Northwest Quarter of the Northeast Quarter of Section 11, Township 19 South, Range 4 East, Talladega County, Alabama. AND ALSO, an easement for ingress and egress purposes described as follows: Commence at a corner in place accepted as the Southeast corner of the Southwest Quarter of the Southeast Quarter of Section 2, Township 19 South, Range 4 East, Talladega County, Alabama; thence proceed North 88 degrees 08 minutes 57 seconds West along the South boundary of said quarter-quarter section for a distance of 528.94 feet to a point on the Northwest boundary of the Southern Railroad; thence North 35 degrees 02 minutes 57 seconds East along said boundary for 218.96 feet to a point; thence North 43 degrees 23 minutes 52 seconds West for 10.0 feet to the centerline of an easement 20.0 feet in width being 10.0 feet left and right of said centerline and the Point of Beginning; thence South 35 degrees 04 minutes 46 seconds West for 174.11 feet to a point and termination thereof. According to the survey of Michael T. Hammett dated June 11, 1994. ALSO LESS AND EXCEPT: Commence at a corner in placed accepted as the Southeast corner of the Southwest Quarter of the Southeast Quarter of Section 2, Township 19 South, Range 4 East, Talladega County, Alabama; thence proceed North 88 degrees 08 minutes 57 seconds West along the South boundary of said quarter-quarter section for 1109.48 feet to the Point of Beginning. From this beginning point proceed South 71 degrees 00 minutes 10 seconds East for 476.27 feet to a point on the North boundary of the Southern Railroad; thence South 27 degrees 34 minutes 35 seconds West along said right-of-way for 76.00 feet to a point; thence South 46 degrees 02 minutes 10 seconds West along said right-of-way for 116.00 feet to a point; thence North 47 degrees 36 minutes 48 seconds West for 449.02 feet back to the Point of Beginning. Containing 1.0 acre, more or less. Being in and a part of the Northwest Quarter of the Northeast Quarter of Section 11, Township 19 South, Range 4 East, Talladega County, Alabama. AND ALSO, an easement for ingress and egress purposes described as follows: Commence at a corner in place accepted as the Southeast corner of the Southwest Quarter of the Southeast Quarter of Section 2, Township 19 South, Range 4 East, Talladega County, Alabama; thence proceed North 88 degrees 08 minutes 57 seconds West along the South boundary of said quarter-quarter section for a distance of 528.94 feet to a point on the Northwest boundary of the Southern Railroad; thence North 35 degrees 02 minutes 57 seconds East along said boundary for 218.96 feet to a point; thence North 43 degrees 23 minutes 52 seconds West for 10.0 feet to the centerline of an easement 20.0 feet in width being 10.0 feet left and right of said centerline and the Point of Beginning; thence South 35 degrees 04 minutes 46 seconds East along said centerline for 217.28 feet to a point; thence North 88 degrees 08 minutes 57 seconds West along said centerline for 58.59 feet to a point; thence South 27 degrees 34 minutes 35 seconds West along said centerline for 161.61 feet to a point and termination thereof. According to the survey of Michael T. Hammett dated June 11, 1994. INCLUDING a security interest in one (1) 2007 Southern manufactured home, Serial No. DSDAL51086AB, permanently affixed thereto as a part of the real property; together with the hereditaments and appurtenances thereunto belonging and all fixtures now attached to and used in connection with the premises herein described. This property will be sold on an "as is, where is" basis, subject to any easements, encumbrances, and exceptions reflected in the mortgage and those contained in the records of the office of the Judge of Probate of the county where the above-described property is situated. This property will be sold without warranty or recourse, expressed or implied as to title, use and/or enjoyment and will be sold subject to the right of redemption of all parties entitled thereto. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process. Said sale will be made subject to any existing Federal Tax Lien, if any, and/or Special Assessments, if any, which might adversely affect the title to the subject property. Said sale will be made for the purpose of paying the indebtedness secured by the above-described mortgage, and the proceeds thereof will be applied as provided by the terms of the said mortgage. This sale is subject to postponement or cancellation; contact Margery Oglesby at the phone number shown below prior to attending the sale. Robin E. Pate Attorney for Vanderbilt Mortgage and Finance, Inc. ROSEN HARWOOD, P.A. 2200 Jack Warner Pkwy Ste 200 P.O. Box 2727 Tuscaloosa, AL 35403 (205) 344-5000 The Daily Home Talladega Co., AL April 17, 24, May 1, 2019

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