MORTGAGE FORECLOSURE SALE Default having been made in the payment of the indebtedness secured by that certain mortgage executed on October 3, 1996 by Arrica J. Calhoun, originally in favor of BAHS Bank of America, FSB, and recorded in Book 834 at Page 97 on November 26, 1996, in the Office of the Judge of Probate of Talladega County, Alabama, and secured indebtedness having been transferred or assigned to Towd Point Mortgage Trust 2018-5, U.S. Bank National Association, as Indenture Trustee as reflected by instrument recorded in Book 1089, Page 164 and of the same Office. Shapiro and Ingle, L.L.P., as counsel for Mortgagee or Transferee and under and by virtue of power of sale contained in the said mortgage will, on May 23, 2019, sell at public outcry to the highest bidder in front of the main entrance of the Talladega County, Alabama, Courthouse in the City of Talladega, during the legal hours of sale, the following real estate situated in Talladega County, Alabama, to wit: Commence at a corner in place accepted as the Northwest corner of the Section 13, Township 18 South, Range 4 East, Talladega County, Alabama; thence proceed South 82 degrees 53 minutes 42 seconds East along the North boundary of said section for a distance of 1362.92 feet; thence proceed South 04 degrees 14 minutes West for a distance of 641.62 feet to a corner in place, said point being the point of beginning. From this beginning point continue South 04 degrees 14 minutes 40 seconds West along the Easterly boundary of a gravel road for a distance of 243.21 feet to a corner in place being located on the Northerly right-of-way line of Howell Cove Road; thence proceed North 71 degrees 53 minutes 50 seconds East along the Northerly right-of-way line of said road for a distance of 225.71 feet to a corner in place; thence proceed North 04 degrees 18 minutes 02 seconds East for a distance of 210.01 feet to a corner in place; thence proceed South 80 degrees 06 minutes 37 seconds West along a fence for a distance of 215.49 feet to the point of beginning. For informational purposes only, the property address is: 3295 Howells Cove Rd, Talladega, AL 35160. ANY PROPERTY ADDRESS PROVIDED IS NOT PART OF THE LEGAL DESCRIPTION OF THE PROPERTY SOLD HEREIN AND IN THE EVENT OF ANY DISCREPANCY, THE LEGAL DESCRIPTION REFERENCED HEREIN SHALL CONTROL. This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expenses of foreclosure. Furthermore, the property to be offered pursuant to this notice of sale is being offered for sale, transfer and conveyance AS IS, WHERE IS. Neither the mortgagee, nor the officers, directors, attorneys, employees, agents or authorized representative of the mortgagee make any representation or warranty relating to the title or any physical, environmental, health or safety conditions existing in, on, at or relating to the property offered for sale. Any and all responsibilities or liabilities arising out of or in any way relating to any such condition, including those suggested by Code of Ala. (1975) � 35-4-271, expressly are disclaimed. This sale is subject to all prior liens and encumbrances and unpaid taxes and assessments including any transfer tax associated with the foreclosure. The successful bidder must tender a non-refundable deposit of Five Thousand Dollars and no/100 ($5,000.00) in certified or cash funds at the time and place of the sale. The balance of the purchase price must be paid in certified funds by close of business on the next business day thereafter at the Law Office of Shapiro & Ingle, LLP at the address indicated below. Shapiro & Ingle, LLP reserves the right to award the bid to the next highest bidder, or to reschedule the sale, should the highest bidder fail to timely tender the total amount due. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process. Towd Point Mortgage Trust 2018-5, U.S. Bank National Association, as Indenture Trustee, and its successors and assigns Mortgagee or Transferee SHAPIRO & INGLE, LLP 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 704-333-8107/ 19-017367 Attorneys for Mortgagee or Transferee The Daily Home Tallladega Co., AL April 17, 24, May 1, 2019