MORTGAGE FORECLOSURE NOTICE Default having been made in the terms of that certain Mortgage, executed on 10/30/2007, by Kenneth Rodney Floyd and Carrie L. Floyd, husband and wife , as Mortgagor, to Mortgage Electronic Registration Systems, Inc as nominee for Opteum Mortgage, a division of Metrocities Mortgage, LLC as Mortgagee, which said Mortgage is recorded in the Office of the Judge of Probate, Cleburne County, Alabama, in Book 2007, Page 6252 on 10/31/2007, and subsequently assigned to BANK OF AMERICA, N.A. and recorded in the Office of the Judge of Probate, Cleburne County, Alabama on 12/27/2011 in Book 2011, Page 3792, and default having continued under the terms of said Mortgage, and by virtue of Alabama Code Section 35-10-3 and 35-10-2, the following described real property will be sold at public outcry, for cash, to the highest bidder, in front of the Courthouse door of said County, during the legal hours of sale, on 6/21/2018. PARTS OF VINEYARD LOT 617, AS RECORDED IN PLAT BOOK 1, AT PAGE 95, IN THE PROBATE OFFICE OF CLEBURNE COUNTY, ALABAMA; BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE 5/8 INCH REBAR MARKING THE NORTHEAST CORNER OF SAID LOT 617; THENCE SOUTH 01 DEGREES 41 MINUTES 27 SECONDS EAST ALONG THE EAST LINE OF SAID LOT 161.65 FEET TO A CAPPED REBAR AND THE TRUE POINT OF BEGINNING OF THE HEREAFTER DESCRIBED LOT; THENCE CONTINUE SOUTH 01 DEGREES 41 MINUTES 27 SECONDS EAST 168.00 FEET TO A CAPPED REBAR; THENCE SOUTH 88 DEGREES 37 MINUTES 50 SECONDS WEST 299.73 FEET TO A CAPPED REBAR ON THE OBSERVED EAST RIGHT OF WAY LINE OF COUNTY ROAD 35; THENCE NORTH 00 DEGREES 53 MINUTES 19 SECONDS WEST ALONG SAID RIGHT OF WAY LINE 122.26 FEET TO A CAPPED REBAR; THENCE NORTH 79 DEGREES 53 MINUTES 49 SECONDS EAST AND LEAVING SAID RIGHT OF WAY LINE 301.25 FEET TO THE TRUE POINT OF BEGINNING. CONTAINING 1.00 ACRES, MORE OR LESS. BEING LOT 1 OF THAT CERTAIN SURVEY PREPAREDY BY B. G. BAILEY, REG. NO. 12502, DATED JANUARY 15, 2007. Subject to all easements, restrictions and reservations appearing of record. Said sale will also be made subject to any Federal Tax Liens and/or Special Assessments of any nature, if any, which might adversely affect the title to the property. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process. The property is being sold "as is, where is". Said property is sold without warranty or recourse, expressed or implied as to title, use or enjoyment. This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expenses of foreclosure. KENT D. McPHAIL KENT McPHAIL & ASSOCIATES, LLC Attorney for Mortgage Holder 126 Government Street Mobile, AL 36602 251-438-2333 The Cleburne News May 17, 24, 31, 2018