Details for FORECLOSURE NOTICE Default having been made in the payment of


FORECLOSURE NOTICE Default having been made in the payment of the indebtedness described in and secured by that certain mortgage executed by Charles E. Richards and Karen G. Richards to CIS Financial Services, Inc., dated March 14, 2008, and Recorded in Mort Book 4489, Page 194 of the records in the Office of the Judge of Probate, Calhoun County, Alabama, which said mortgage was subsequently assigned to Arvest Central Mortgage Company by instrument recorded in MORT BK 4896, Page 968 in said Probate Court records; notice is hereby given that the undersigned as mortgagee will under power of sale contained in said mortgage, sell at public outcry for cash to the highest bidder, during legal hours of sale on the March 5, 2019, at the front door entrance of the Courthouse of Calhoun County, Alabama, 25 West 11th Street, Anniston, AL 36201, the following described real property in the County of Calhoun, State of Alabama, being the same property described in the above referred to mortgage: A PARCEL OF LAND COMMENCING AT THE SOUTHEAST CORNER OF LOT 49 OF ANNISTON MOBILE HOME COURT ADDITION NO. 3 AS RECORDED IN PLAT BOOK V, PAGE 47 IN THE OFFICE OF THE PROBATE JUDGE OF CALHOUN COUNTY, ALABAMA; THENCE S-88-29'53"-E, AS RECORDED IN DEED BOOK 3090, PAGE 581, A DISTANCE OF 304.69 FEET; THENCE S-88-19'20"-E A DISTANCE OF 205.23 FEET; THENCE N-2-38'00"-E A DISTANCE OF 173.23 FEET TO THE POINT OF BEGINNING; THENCE CONTINUE N-2-38'00"-E A DISTANCE OF 119.0 FEET; THENCE N-87-47'39"-W A DISTANCE OF 254.91 FEET; THENCE N-37-31'-e A DISTANCE OF 45.0 FEET; THENCE N-75-19'16"-W A DISTANCE OF 111.75 FEET TO THE EASTERLY SIDE OF A DIRT DRIVEWAY; THENCE S-16-37'18"-W ALONG SAID DRIVEWAY A DISTANCE OF 160.0 FEET; THENCE S-75-19'16"-E A DISTANCE OF 111.75 FEET; THENCE S-87-37'56"-E A DISTANCE OF 267.84 FEET TO THE POINT OF BEGINNING. SUBJECT TO ALL RECORDED EASEMENTS. ALSO A 20.0 FOOT EASEMENT BEGINNING AT THE NORTHWEST CORNER OF THE ABOVE DESCRIBED LAND ON THE EASTERLY SIDE OF AN EXISTING DRIVEWAY; THENCE NORTHERLY ALONG SAID DRIVEWAY 255.0 FEET PLUS OR MINUS TO THE SOUTHERLY RIGHT-OF-WAY OF LONG LEAF DRIVE. THE ABOVE-DESCRIBED REAL PROPERTY INCLUDES A 2007 CAVALIER, SERIAL NO. CV07AL0459829A/B, PERMANENTLY AFFIXED TO SAID LAND. ALABAMA LAW GIVES SOME PERSONS WHO HAVE AN INTEREST IN PROPERTY THE RIGHT TO REDEEM THE PROPERTY UNDER CERTAIN CIRCUMSTANCES. PROGRAMS MAY ALSO EXIST THAT HELP PERSONS AVOID OR DELAY THE FORECLOSURE PROCESS. AN ATTORNEY SHOULD BE CONSULTED TO HELP YOU UNDERSTAND THESE RIGHTS AND PROGRAMS AS A PART OF THE FORECLOSURE PROCESS. This property will be sold on an "as is, where is" basis, subject to any easements, encumbrances and exceptions reflected in the mortgage and those contained in the records of the office of the judge of the probate where the above-described property is situated. This property will be sold without warranty or recourse, expressed or implied as to title, use and/or enjoyment and will be sold subject to the right of redemption of all parties entitled thereto. Said sale is made for the purpose of paying the said indebtedness and the expenses incident to this sale, including a reasonable attorney's fee. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the mortgagee. Arvest Central Mortgage Company Mortgagee William McFadden McFadden, Rouse & Bender, LLC 718 Downtowner Blvd. Mobile, AL 36609 The Anniston Star Calhoun Co., AL February 10, 17, 24, 2019