Police told WBRC-TV that speed was a factor in the crash, which happened Monday night on Providence Road.
The identity of the 16-year-old Ragland High School student who was killed was not immediately released. Authorities say she was in the back seat.
Two others were in the vehicle. Authorities say one of them was taken by ambulance to University of Alabama Birmingham Hospital. The other went to a hospital by private vehicle. Their conditions are unknown.