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December 26, 2014

Money & Finance

Top Story

Seven Questions To Ask Yourself Before Starting A Business

(NAPSI)—People start businesses every day. Life is full of opportunities, and pursuing the American Dream of business ownership is one of them. But ask yourself—do you personally have what it takes to run a business?

  • icon Updated: December 24

Recent Headlines

Monday 12/22/2014
5 tips to help savvy Latina moms raise financially smart kids
Updated: December 25, 2014 - 3:33 am

(BPT) - Latina moms juggle many priorities. You are entrepreneurs growing businesses, community leaders advocating for change, and still caring for children, parents and spouses who all rely on you for guidance and support. As part of this role you also need to make sure your children are embracing their culture, exploring new opportunities, and preparing for their future.

Friday 12/19/2014
Tips On Keeping Funerals Affordable
Updated: December 20, 2014 - 3:32 am

(NAPSI)—Despite the trend of rising costs, experts say it is still possible to keep funeral expenses in check.

Thursday 12/18/2014
Helping Hispanic Students Prepare For College
Updated: December 19, 2014 - 3:32 am

(NAPSI)—There is good news for Hispanic parents whose children are approaching college age. A new PSA campaign provides parents with access to the resources they need to help their children prepare, plan, and pay for college.

Wednesday 12/17/2014
Three Things NOT To Do In 2015
Updated: December 18, 2014 - 3:33 am

(NAPSI)—It is not surprising that most New Year’s resolutions revolve around health and financial matters, two areas that emerged as key priorities for Americans in Northwestern Mutual’s 2014 Planning and Progress Study. The study underscored the need for better decision making, with 60 percent of Americans stating that their financial planning needs improvement and more than half admitting that they do not feel financially secure. Moreover, with longevity and costs increasing at a steady pace, there is also likely heightened pressure to prepare for the future, especially considering that, per Bankrate research, one-third of American workers have no retirement savings whatsoever.

Monday 12/15/2014
Engage a financial professional to boost your bottom line
Updated: December 22, 2014 - 3:33 am

(BPT) - Women today are enjoying a hard-won sense of independence. While there are many aspects of a woman’s life that can be successfully navigated alone, when it comes to financial planning, a collaborative approach is best.

Will the Affordable Care Act impact your taxes? Myths debunked
Updated: December 22, 2014 - 3:33 am

(BPT) - There are a lot of changes to this year’s tax code – 46 to be exact – as a result of the Affordable Care Act (ACA). What’s most important is to be aware if your taxes – and your annual refund – will be affected.

Friday 12/12/2014
The 6 smartest money moves Millennials can make in 2015
Updated: December 19, 2014 - 3:32 am

(BPT) - Money worries know no age limit, and financial health is important for everyone – which could explain why financial pledges are among the most common New Year’s resolutions. Still, Millennials are a bit more likely than any other age group to be tempted into spending too much, according to research by the Barna Group.

Thursday 12/11/2014
ACA Marketplace Complicates Tax Returns -- May Delay 2015 Tax Season
Updated: December 12, 2014 - 3:33 am

(NewsUSA) - No one wants a big surprise at tax time, which is why tax professionals recommend that clients review their tax situation early to make any necessary adjustments to withholding or estimated tax payments.

Monday 12/08/2014
Take Time To Review College Savings Strategies
Updated: December 09, 2014 - 3:34 am

(NAPSI)—If you’re like 89 percent of parents, you believe paying and saving for college is an investment in your children’s future, a survey by Sallie Mae suggests.

Friday 12/05/2014
Understanding Escheatment And How To Keep Your Property Safe
Updated: December 06, 2014 - 3:34 am

(NAPSI)—If you have a bank account, are holding uncashed checks, own stock, are heir to an insurance policy or have property in a safe-deposit box, there are steps you can take to help protect your property from escheatment.

New Year, New You: Recharge Your Career
Updated: December 06, 2014 - 3:34 am

(NAPSI)—According to some career experts, the holiday season or any quiet time at work is a good time to plan, organize, reflect on where you are in your career and where you would like to go.

Résumé Mistakes To Avoid
Updated: December 06, 2014 - 3:34 am

(NAPSI)—For your résumé to stand out in a good way, avoid these common blunders:

Help College-Age Children Resolve to Manage their Finances Better in the New Year
Updated: December 05, 2014 - 3:34 am

(StatePoint) Unfortunately, one of the most expensive times in one’s life, is when he or she tend to be the least financially savvy -- college. But good money management during those years is the best way to keep a college career on path. Parents and guardians can help their children become more financially savvy.

Thursday 12/04/2014
Making The Humane Choice When You Shop
Updated: December 05, 2014 - 3:34 am

(NAPSI)—Some 10 billion animals are raised on our nation’s farms and ranches, yet the vast majority—almost 90 percent—are not provided animal-centric welfare standards beyond the industry standards offered by trade association guidelines and retailer-imposed audits. And very few producers are audited by independent third-party certifying organizations to verify that humane standards are met.

Boomers Making Smarter Choices To Protect Good Health
Updated: December 05, 2014 - 3:34 am

(NAPSI)—Every day, more than 10,000 baby boomers turn 65 and become eligible for Medicare-but the generation that put the first man on the moon doesn’t plan to spend retirement sitting back in a rocking chair. In fact, a recent survey shows that 87 percent of New York area boomers say “you’re only as old as you feel.”

Survey Indicates Midsize Business Confidence Rising
Updated: December 05, 2014 - 3:34 am

(NAPSI)—Good news about the economy: America tops the list in seeking risk, hiring new talent, and recognizing and addressing high turnover as areas of focus for business growth in the coming year. The most confident and healthy sector of the U.S. economy is mid-size business, according to new research from The Sage Group plc. These businesses are comprised of 100 or more employees but fewer than 1,000.

Resolve to Adopt Cost-Cutting Shopping Habits in the New Year
Updated: December 04, 2014 - 3:32 am

(StatePoint) The start of the New Year is often a time for resolutions and improvements to your daily lifestyle. While many people vow to lose weight or take a big trip, others might focus on trying to save money in the year to come. There are some easy ways to start saving now and develop smart shopping habits for the remainder of 2015.

Monday 12/01/2014
Five Tips To Save For College
Updated: December 02, 2014 - 3:34 am

(NAPSI)—Wherever your children are in their educational paths, it’s never too early—or too late—to save for college. The FINRA Investor Education Foundation has put together these five tips that can help you save for higher education.

What Americans Don't Get
Updated: December 02, 2014 - 3:34 am

(NAPSI)—The U.S. is in a select group of countries. It’s one of only three (and the only industrialized one) that doesn’t guarantee paid maternity or paternity leave.

Study Shows School Vouchers Can Mean Savings
Updated: December 02, 2014 - 3:34 am

(NAPSI)—When it comes to assessing the institutional benefits derived from school voucher programs, opportunities for financial savings stand out.

The Republican Opportunity To Demonstrate Real Leadership
Posted: December 01, 2014

(NAPSI)—As the 2014 election made clear to many pundits, Americans are as discontented with the president’s leadership as they are with the dysfunction provided by a divided Congress.

4 things you should know about choosing your first credit card
Updated: December 08, 2014 - 3:35 am

(BPT) - Whether you are headed to college, joining the armed forces, or simply looking to take greater control of your finances, you might be wondering if it’s time to open your first credit card.

Tuesday 11/25/2014
Breastfeeding? Take advantage of FSA dollars
Updated: December 02, 2014 - 3:34 am

(BPT) - If you’re an expectant or new mom who has made the decision to breastfeed your baby, you’re not alone: 79 percent of new mothers initiate breastfeeding following the birth of their babies, according to the CDC 2014 Breastfeeding Report Card. Obtaining the right supplies and support can be key to breastfeeding success, and new healthcare legislation is making it easier than ever for moms-to-be and new moms to breastfeed.

Thursday 11/20/2014
Tax-Savings Tips From Licensed Experts
Updated: November 21, 2014 - 3:34 am

(NewsUSA) - As tax season approaches, there's still time to talk to a licensed tax specialist about your withholding and other possibilities for improving your tax-time savings.

Three Important Steps To Consider When Launching Your Business
Updated: November 21, 2014 - 3:34 am

(NAPSI)—If you are starting a business, it's important to remember that actions you take now can have significant consequences in the future.

Smart Spending And Saving
Updated: November 21, 2014 - 3:34 am

(NAPSI)—According to financial experts, it’s not how much money you make that counts, it’s how much you keep. To help you hang on to more of your hard-earned dollars, there’s now a new, free and convenient way to pay your bills from any mobile device—mobile phones, tablets, Macs and PCs—wherever you may be. So you don’t have to worry about missing a payment—and having to pay a penalty; you can even schedule the payment days in advance.

New Campaign To Arm Investors Against Fraud
Updated: November 21, 2014 - 3:34 am

(NAPSI)—While it’s common for savvy investors to research an investment before they pour money into it, in many cases, those same investors don’t examine the background of the financial professional to whom they are giving their money. Unfortunately, this can leave them vulnerable to fraud.

Ways To Save
Posted: November 20, 2014

(NAPSI)—For the most enjoyment at the least expense when shopping in stores and online, try these tips:

Wednesday 11/19/2014
Not Leo DiCaprio? How to Cut Your Energy Bills Anyway
Updated: November 21, 2014 - 3:34 am

(NewsUSA) - If we all had Leo DiCaprio's millions, we too could spend a small fortune powering our mansions with solar panels without having to worry whether the investment would ultimately wind up cutting our energy bills or not. But we don't have Leo's millions. (Sigh.)

Tuesday 11/18/2014
How to Plan for Your Child’s College Education
Updated: November 18, 2014 - 3:35 am

(StatePoint) Planning for life’s major financial hurdles is critical and when it comes to college, a plan can have a dramatic influence on how families are able to finance a degree.  

Monday 11/17/2014
Quick and simple at-home beauty treatments to try
Updated: November 24, 2014 - 3:35 am

(BPT) - Pampering yourself with skin and beauty treatments is important, but going to the salon or buying expensive products are not always the most convenient – or wallet-friendly – options.

Thursday 11/13/2014
Three Simple Ways to Trim Monthly Expenses
Updated: November 13, 2014 - 3:35 am

(StatePoint) Everyone seems to be looking for ways to save more money, especially as the cost of living is on the rise. By trimming expenses on the things you need, you can devote more toward the things you want, as well as save more for the future.

Wednesday 11/12/2014
6 surprisingly common student money misconceptions
Updated: November 19, 2014 - 3:34 am

(BPT) - From sports teams and extracurricular clubs to first jobs and first cars, high school students learn new lessons every day, many away from the classroom. But when it comes to balancing their obligations, many students learn some tough lessons for the first time as they dip their feet into adult life, particularly with their finances.

Thursday 11/06/2014
Students And The Selective Service
Updated: November 07, 2014 - 3:34 am

(NAPSI)—There’s good news for young men in high school who will turn 18 this school year. They can register with the Selective Service without ever leaving the school grounds.

Helping Veterans Cope With Financial Issues
Updated: November 07, 2014 - 3:34 am

(NAPSI)—If you are a servicemember or veteran facing financial struggles, you’re not alone—and help is available.

How To Spot A Phishing Scam And Avoid Getting Hooked
Updated: November 07, 2014 - 3:34 am

(NAPSI)—It could happen to you: You open your e-mail and see a message that seems to come from your bank asking you to reconfirm your online banking profile because of “some unusual activity on your account.” Reading it, you notice a couple of things, however. The e-mail begins with a simple “Hello,” not a personal greeting. A couple of words are misspelled and the grammar is a little off. Next, you roll your mouse over the link you’re asked to connect to and you notice it’s clearly not from your bank, because the link misspells the bank’s name.

Your Retirement Plan, Post-Great Recession
Updated: November 07, 2014 - 3:34 am

(NAPSI)—Everyone from the baby boomer to the fresh-out-of-college millennial should think about retirement. More important, they should plan for retirement. Recent polls have shown that outliving retirement savings is one of the prime concerns for retirees.

How To Attract Top Talent—And Keep Them
Updated: November 07, 2014 - 3:34 am

(NAPSI)—While many businesses are decrying the mainframe skills shortage, there are steps you can take to keep your company out of their company.

Facing financial pressures: 5 tips for the sandwich generation
Updated: November 13, 2014 - 3:35 am

(BPT) - Would you sacrifice your retirement and savings to simultaneously support your elderly parents and adult children? It’s not something many people envision, but millions are doing just that. These individuals are part of the sandwich generation—middle-aged adults caring for two different generations of family at the same time while planning for their own retirement goals.

Wednesday 11/05/2014
6 simple ways to make your bank account work for you
Updated: November 12, 2014 - 3:35 am

(BPT) - Are you making your bank account work for you? These days, checking accounts come with a variety of features, such as mobile alerts, that can help you take control of your finances and better manage your spending and saving. Are you taking advantage of them?

Thursday 10/30/2014
What To Do With An Old 401(k)
Updated: October 31, 2014 - 3:33 am

(NAPSI)—When you change jobs or retire, one thing to think about is what happens to your 401(k) account.

Morocco Urges New Approach To Development As Key To Security Strategy
Updated: October 31, 2014 - 3:33 am

(NAPSI)—At the United Nations General Assembly, one of America’s staunchest allies recently called for a new approach to helping developing countries achieve secure, sustainable economic and political stability.

Tax Law Changes You Need To Know To Maximize Your Refund
Updated: October 31, 2014 - 3:33 am

(NAPSI)—Although the U.S. federal tax code has undergone over 4,600 changes since 2001, most changes are unlikely to affect the average taxpayer.

In-Depth Study Reveals How To Identify Actively Managed Funds That Can Add Significant Value To Retirement Savings
Updated: October 31, 2014 - 3:33 am

(NAPSI)—Looking at two key characteristics can help investors identify actively managed mutual funds that have outpaced index-focused investments over the past two decades, according to an in-depth study released by American Funds, whose parent company, Capital Group, manages nearly $1.4 trillion for individuals and institutions.

Alerting Struggling Homeowners To Mortgage Resources
Updated: October 31, 2014 - 3:33 am

(NAPSI)—There’s good news for homeowners who are having a tough time making their mortgage payments. There is a free federal program that just may have the solution, even if you’re not behind on your mortgage.

What You Need To Know About Taxes And Health Insurance
Updated: October 31, 2014 - 3:33 am

(NAPSI)—In the first year that most Americans were required to have health insurance, more than 8 million individuals got insurance through the federal or a state-sponsored marketplace.

Wednesday 10/29/2014
IRS Warns Taxpayers of Latest Phone Fraud Scam
Updated: October 30, 2014 - 3:34 am

(NewsUSA) - Each tax season, identity thieves find new ways to con honest taxpayers. This year is no different as the IRS warns about a sophisticated phone scam targeting taxpayers, including recent immigrants, throughout the country.

Tuesday 10/28/2014
Putting Your Vacation Home to Work for You
Updated: October 29, 2014 - 3:33 am

(NewsUSA) - If your vacation home has started to become more of a financial headache than a refuge, it might be time to consider renting out your property.

Good Cyber Security Habits are Essential During the Holidays
Updated: October 29, 2014 - 3:33 am

(StatePoint) With so many new methods for cyber theft, it’s important to remember to take extra steps to protect your bank accounts and money this season, as criminals look to take advantage of the increased spending activity.

Online poll

HOT BLAST: Which college football team will be the champ? (Take our reader poll)

The final four teams for the college football playoffs were announced Sunday. Which team do you think will win the title?

Total Votes: 436